Effective from the 18th May 2020, the buy spread for BT External Diversified 7 (ARSN: 140 399 168 APIR: WFS0443AU), referred to in the PDS as the Advance Growth Multi-Blend Fund, has changed from +0.47% to +0.44%. The change in buy spread is a result of a change to the underlying fund. RMBS, CMBS, floating rate notes, asset backed and fixed rate corporate debt securities, Global investment grade credit securities, Barclays Global Aggregate Bond Index (fully hedged). • If you had BT Protection Plans within Platform Super (SuperWrap, SuperWrap Essentials, or Panorama Super), and your Platform Super account closed in the last 30 days; and • If you wish to continue your cover for Death, TPD or Income Protection with the Insurer. With effect from Monday 2 August 2010, the name of BT Australian Shares 8, the Investment Option referred to in the PDS as Goldman Sachs JBWere Australian Infrastructure, changed to Goldman Sachs Australian Infrastructure. 2 Limited (ABN 22 000 727 659, AFSL 233 720) and Westpac Financial Services Limited (ABN 20 000 241 127, AFSL 233 716) as updated by the Supplementary Product Disclosure Statement (SPDS) issued 16 March 2010, the Second SPDS issued 1 July 2010, the Third SPDS issued 20 March 2012 and the Fourth SPDS issued 1 July 2013, and should be read together with the PDS. All documents that form part of the PDS for the Plan you are interested in must be provided to you at the same time by your adviser. What additional information should I expect? > Policy means: ... have been modified from the BTPP PDS for BT Reserve. The ‘Performance fee’ estimate, in the ‘Further information on management costs and buy-sell spread’ table on page 78 and 79 of the PDS, is updated for the following Investment Options: 7 The performance fee included in management costs in the table is an estimate only based on the performance fees paid over the 12 months to 31 December 2013. BT Reserve Restriction applying to additional cover under BT Reserve *Director of a company, partner in a partnership, trustee of a trust, chairman, secretary or treasurer of an association or co-operative. BT SuperWrap Open Personal Super Plan has been designed to provide a wide range of investment options to members and their authorised advisors. Who’s responsible for BT Life Protection Plans (SuperWrap and SuperWrap Essentials) Administrator: BT … ࡱ > ` bjbj 6 6 6 6 ( ( ( 8` t d 7 2 ƥ ܥ ܥ ܥ Y a P%7 '7 '7 '7 '7 '7 '7 $Z9 h ; lK7 M 9 Y M M K7 6 6 ܥ ܥ ] `7 M 6 8ܥ ܥ %7 M %7 # n , ܥ ( ! The change in buy spread is a result of a change to the underlying fund. ASIC requires a responsible entity of a fund of hedge funds to enhance existing disclosure by providing specific information regarding how the fund’s assets are valued, the periodic reporting it will provide and the relevant details set out in the disclosure principles outlined under RG240. The change in buy spread is a result of a change to the underlying fund. Effective from the 17th July 2020, the buy spread for BT External Fixed Interest 2 (ARSN: 111 628 490 APIR: WFS0379AU), referred to in the PDS as the Macquarie Dynamic Bond Fund, has changed from 0.84% to 0.33%. In addition, each PDS incorporates information and statements from the BT Werman HA, Erskine T, Caterino J, Riebe JF, Valasek T. 9. h�T�A�@��n*����4D(! The Fund will fall within the definition of a ‘fund of hedge funds’ because it invests in another fund, Platinum International Fund ARSN 089 528 307 (the Underlying Fund), which has been identified as a hedge fund for the purposes of RG 240. The change in name provides a more accurate description of the underlying investments of this Investment Option. Alcoa of Australia Retirement Plan . THE ULTIMATE COLOR-CHANGE SOLUTION. 6_ The Fund gains its exposure to Australian shares by investing in an underlying fund/s which invest/s primarily in Australian listed or soon to be listed shares but may have up to 20% exposure to stocks outside Australia. Neither the Bank nor any other company in the Westpac Group stands behind or otherwise guarantees the capital value or investment performance of any Investment Option offered in the PDS. The change in buy spread is a result of a change to the underlying fund. This update outlines the changes in respect of the following effective from 1 July 2014: Amendments to the ‘Fees and other costs’ section. Effective from the 17th July 2020, the buy spread for BT External International Shares 4 (ARSN 111 629 326 APIR: WFS0389AU), referred to in the PDS as the Vanguard International Shares Index Fund, has changed from 0.20% to 0.12%. The Australian Securities and Investments Commission (ASIC) has issued a set of benchmarks and disclosure principles, contained in ASIC Regulatory Guide 240: Hedge Funds: Improving disclosure (RG 240), which is aimed at helping investors understand and assess hedge funds. 233724, the trustee and issuer of SuperWrap, and should be read together with the PDS and Additional Information Booklet (as updated). The change in buy spread is a result of a change to the underlying fund. With effect from Monday 29 July 2013, the name of BT External Property 4, the Investment Option referred to in the PDS as RREEF Global Property Securities, changed to Ironbark RREEF Global Property Securities. An investment in any Investment Option offered in the PDS is not an investment in, deposit with, or any other liability of, Westpac Banking Corporation ABN 33 007 457 141 (the  Bank’) or any other company in the Westpac Group. ... BT Protection Plans PDS & Policy Document BT … SuperWrap Essentials is part of the SuperWrap Plan within the super fund known as Retirement Wrap ABN 39 827 542 991. This information has been prepared by the Insurer. The change in buy spread is a result of a change to the underlying fund. Investors should review this information in conjunction with the Wrap Essentials Investment Funds Product Disclosure Statement (“PDS”) dated 27 November 2009 as amended by the Supplementary Product Disclosure Statement (“SPDS”) dated 16 March 2010, the Second SPDS dated 1 July 2010, the Third SPDS dated 20 March 2012 and the Fourth SPDS dated 1 July 2013. %PDF-1.7 %���� supportuk@getsuperwrap.com It does not constitute tax advice and is based on current tax laws and our interpretation. The information in the following table replaces the investment objective, investment strategy, investment manager and set out for the Ironbark Waverton Concentrated Global Share Fund (previously known as DWS Global Equity Thematic) investment option in the 'Investment Option profiles' section on page 37 of the PDS: The Fund invests into the underlying fund which adopts a high conviction, long-only stock picking approach that invests in listed shares of 20-45 companies around the globe, which Waverton believe will: The combination of management strategy, capital allocation, business models, long-term valuation opportunities and an investment ‘margin of safety’ leads to a style that is both valuation and quality focused. New York: Crit Care. BT Portfolio SuperWrap Information Brochure Personal Super Plan Pension Plan Term Allocated Pension Plan Product Disclosure Statement (‘PDS’) The distributor of BT Portfolio SuperWrap is Westpac Banking Corporation. Effective from the 13th May 2020, the buy spread for BT External Fixed Interest 14 (ARSN: 140 393 755 APIR: WFS0432AU), referred to in the PDS as the Schroder Fixed Income Fund, has changed from +0.68% to +0.39%. Ordering with Single Use Menus. The issuer of Portfolio Adminstrator SuperWrap Essentials is: BT Funds Management Limited ABN 63 002 916 458 Level 20, 275 Kent Street Sydney NSW 2000 Ph: 1300 657 010 This SPDS is issued by the trustee of SuperWrap (BT Funds Management Limited ABN 63 002 916 458 AFSL 233724) and should be read together with the PDS and Booklet (as updated). BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) operates Wrap including Wrap Essentials (Wrap) and administers SuperWrap including SuperWrap Essentials (SuperWrap). Effective from the 18th May 2020, the buy spread for BT External Diversified 5 (ARSN: 140 394 298 APIR: WFS0441AU), referred to in the PDS as the Advance Moderate Multi-Blend Fund, has changed from +0.51% to +0.39%. Investment in the Wrap Essentials Investment Funds The increase to the buy spread ensures that investors in the fund are treated fairly and the increased transactions costs are incurred by those investors who are transacting and not passed on to all unitholders. E���XB�R�q�H�R[H�h6����A\���pߎNO� Bś��5o��6��Э���>����N��H�]�`�LTث�m�Z�6]�~J�T��|߁�9lG �����v.�����s.���2���ep Failure to respond may lead to certain reporting requirements applying to the account. You should consider whether the features such as superior investment performance or the provision of better member services justify higher fees and costs. The buy spread has changed to align to the underlying fund. © BT - Part of Westpac Banking Corporation. The Fund will fall within the definition of a ‘fund of hedge funds’ because it invests in another fund, BlackRock Global Allocation Fund ARSN 114 214 701 (the Underlying Fund), which has been identified as a hedge fund for the purposes of RG 240. Fund name in the Product Disclosure Statement, New management fee from 1 December 2020 (p.a. i' ` - v7 0 7 Short positions may be part of the underlying Australian share funds’ strategy. For further information about BT Reserve, see the BT Protection Plans Reserve (BT Reserve) Reference document dated 19 March 2012. 202 0 obj <>stream Effective from the 17th July 2020, the buy spread for BT External Australian Shares 5 (ARSN 111 629 264 APIR: WFS0388AU), referred to in the PDS as the Vanguard Australian Shares Index Fund, has changed from 0.20% to 0.10%. As indicated in the Product Disclosure Statement, these spreads may vary from time to time and we won’t ordinarily provide prior notice. BT Funds Management Limited (ABN 63 002 916 458, RSE ... consider the PDS or other disclosure document for the Wrap Products in which they are ... How to access the The new contributions reports are available for SuperWrap and SuperWrap Essentials clients on the DeskTop. Create shareholder wealth as a result of their intentional management strategy and/or superior business models; Are priced at a significant discount to conservative estimates of cash-based, long-term intrinsic value; and. BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) administers Panorama Super. About this update BT Portfolio Services Ltd ABN 73 095 055 208 (BTPS) operates Wrap including Wrap Essentials (Wrap) and administers SuperWrap including SuperWrap Essentials (SuperWrap). Unless you notify us that you or (where you are applying on behalf of an entity) the entity and/or any Controlling Person are a US citizen or US tax resident as specified above, by completing the application you certify that you or (where you are applying on behalf of an entity) the entity and/or any Controlling Person are not a US citizen or US tax resident. The fund address for BT Super is: GPO Box 2337, Adelaide, SA 5001. ii) The terminology in the table outlining the fees when your money moves in or out of the Investment Option, on page 70 of the PDS, has changed. The Bank is not the issuer of any Investment Option. Accordingly, the 'Performance hurdle' section of the Performance fee table on page 73 of the PDS is replaced with the following: Effective 18 September 2013, disclosure has been amended for the BT External Specialist 5 (ARSN 111 629 451), the Investment Option referred to as Ibbotson International Shares High Opportunities (Unhedged). This performance fee estimate is not a representation of likely future performance. Effective from the 17th July 2020, the buy spread for BT External Fixed Interest 12 (ARSN: 140 393 960 APIR: WFS0430AU), referred to in the PDS as the OnePath Wholesale Diversified Fixed Interest Fund, has changed from 0.04% to 0.44%. 2 Limited and Westpac Financial Services Limited are members of the Westpac Group. SuperWrap is part of the super fund known as Retirement Wrap ABN 39 827 542 991. The change in buy spread is a result of a change to the underlying fund. BT External International Shares 11 (ARSN 140 396 756) the Investment Option referred to as BlackRock Global Allocation (the Fund). We believe that cars are so much more than just a transportation method; they are an extension of ourselves. The change in the Investment Option name is a result of a change in name of the underlying investment manager. The change in buy spread is a result of a change to the underlying fund. Demonstrate a reasonable investment ‘margin of safety’ in the analysis of the above two attributes. Mailing address: Superwrap Europe. 233716, as responsible entity of BT External International Shares 7 ARSN 131 108 597 (APIR: WFS0415AU) (Fund) has resolved that, with effect from 1 July 2020, the 'Management Costs' for the Fund will be reduced from 2.20% to 1.96%. January 2017 : ANZ Smart Choice - Personal Super . BT Funds Management Limited (ABN 63 002 916 458, RSE L0001090) is the trustee and issuer of SuperWrap (ABN 39 827 542 991, RSE R1001327). This Product Disclosure Statement and Policy Document (PDS) is issued by the Insurer and WSAL. The change in buy spread is a result of a change to the underlying fund. ... BT SuperWrap Essentials Personal Super Plan . ֒o�Zn��H�/Khc��w���#�c,J{� �%��P_@3��"��G2FRk�z�^�>��a�WS*�1�]�~��T��(�I �����=� The issuer of SuperWrap and trustee of Retirement Wrap is BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 ('BTFM', 'we', 'us', 'Trustee'). The change in buy spread is a result of a change to the underlying fund. Accordingly, the ‘Asset allocation neutral position (NP) and ranges %’ section of the Investment Option profile for the Macquarie Income Opportunities Fund on page 57 of the PDS is replaced with the following: Note: No changes have been made to the neutral allocations. BT Compact SuperWrap Pension May 2017 (Investments) BT Panorama Super May 2017 (Investments) BT SuperWrap - Allocated Pension Plan May 2017 (Investments) BT SuperWrap Essentials Pension Plan May 2017 (Investments) Dominion Superannuation Master Trust April 2017 (Update) Grow Wrap Pension Service April 2017 (Update) Effective from the 17th July 2020, the buy spread for BT External Fixed Interest 5 (ARSN 111 628 730 APIR: WFS0382AU), referred to in the PDS as the PM Capital Enhanced Yield Fund, has changed from 0.20% to 0.40%. Effective from the 4th September 2020, the buy spread for BT External Fixed Interest 14 (ARSN 140 393 755 APIR: WFS0432AU), referred to in the PDS as the Schroder Fixed Income Fund, has changed from 0.34% to 0.24%. Superwrap was founded by car enthusiasts with a passion for automotive self-expression. Footnote 2 on page 74 of the PDS is replaced with the following updated text: The last paragraph under the heading Goods and Services Tax (GST) on page 81 of the PDS is replaced with the following updated text: Consistent with the payment arrangements for management costs applicable to other Investment Options, the issuer fee for the BT Geared Imputation Fund is paid from the assets of the Investment Option and reflected in the unit price of your investment. You should also consider obtaining personalised advice from a professional financial adviser before making any financial decisions in relation to the matters discussed hereto. Effective 1 February 2011, the name of the Investment Option has will change from Schroder Hybrid Securities to Schroder Credit Securities. The change in name is a result of a change in name of the underlying investment manager. The information in the following table replaces the asset allocation ranges set out for the BT Multi-manager Conservative and Advance Defensive Multi-Blend Fund in the ‘Investment Options profiles’ section on pages 21 & 22 of the PDS: The information in the following table replaces the asset allocation ranges set out for the Advance High Growth Multi-Blend and BT Multi-manager High Growth Fund in the ‘Investment Options profiles’ section on page 18 of the PDS: This information is in relation to BT External Fixed Interest 13 (ARSN 140 393 817), the Investment Option referred to as Macquarie Income Opportunities in the Wrap Essentials Investment Funds Product Disclosure Statement (PDS) dated 27 November 2009 as amended by the Supplementary Product Disclosure Statement (SPDS) issued 16 March 2010, the Second SPDS issued 1 July 2010 and the Third SPDS issued 20 March 2012. 233716, as responsible entity of the funds in the table below has resolved that, with effect from 1 December 2020, the ‘Management Fees’ will be reduced as outlined in the table below. Before making a decision in relation BT Protection Plans, you should consider the relevant PDS available from advisers. The responsible entity of the Fund is Westpac Financial Services Limited (WFSL) ABN 20 000 241 127, AFSL 233 716 (WFSL). Accordingly, footnote 6 on page 71 of the PDS is deleted. DESCRIPTION. BT Funds Management Limited (ABN 63 002 916 458, RSE L0001090) is the trustee and issuer of SuperWrap (ABN 39 827 542 991, RSE R1001327). The issuer of BT Portfolio SuperWrap Essentials is: Trust Company Superannuation Services Limited ABN 49 006 421 638 The USI for SuperWrap - Personal Super Plan is TCS0106AU. Effective from the 17th April 2020, the buy spread for BT External Diversified 6 (ARSN: 140 399 346 APIR: WFS0440AU), referred to in the PDS as the Advance Defensive Multi-Blend Fund, has changed from +0.24% to +0.53%.

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